Pet Insurance

Pet Insurance quotes and cover for cats and dogs. Claims on pet insurance are more likely than on house or car insurance. Dog and cat insurance is a prudent step for any cat or dog owner. The sophistication of treatment offered by vets is increasing but so are the fees charged. In recent years more than 50 percent of dog and cat owners made unplanned visits to vets. Such trips can cost thousands. Pet insurance for dogs also protects against third party claims for bites and road traffic accidents etc. Only 10 percent of the 15 million cats and dogs in the UK are covered by pet insurance, yet cheap pet insurance is available for a few pence a day! There are hundreds of dog insurance and cat insurance policies available. It is worth shopping around for the best pet insurance quotes and cover. To help you, we have found pet insurers who offer quick quotes or cheap pet insurance cover online. Do not forget to check out the pet related links on this page. Protecting your cat or dog with pet insurance has never been so easy. Link-Logic.com, all the links you will ever need! Pet Insurance General Information. Pet insurance has been around for decades. Too often owners have viewed pet insurance as a luxury. Only recently with cheap pet insurance policies for cats and dogs from well known insurers and supermarkets is pet health insurance in particular now seen as an essential part of responsible pet ownership. Still, many pet owners without insurance are leaving themselves open to heartache or financial difficulties if their pet is injured or falls ill. Pet Insurance Cover. Cover normally starts from 8 weeks old. Many pet insurance policies stop once a pet reaches 8. The most important area of pet cover is vets fees. Frequently pet insurance policies offer cover for vets fees up to many thousands of pounds. Some pet insurance covers vets fees to a set limit, some will only cover fees for period of time (normally a year) while others provide vets fees cover for the lifetime of your pet. Third party cover for dog owners is vital as they can be legally liable for damage caused by their pet. Other cover found in pet insurance policies includes Death of Pet, Boarding Kennel or Cattery Fees, Holiday Cancellation, Loss by Theft or Straying, Advertising and Reward, Accidental Damage and even Pet Travel. Generally pet insurance does not cover vaccinations, spaying, neutering, whelping, illness occurring in the first few days of pet insurance, worming, flea control, conditions owners were aware of before the insurance. Pet Insurance Premiums. The main factor for pet insurers when determining the premium to charge pet owners is vets fees. The more vets fees cover provided, the higher the pet insurance premium. Many insurers keep pet insurance premiums low by rating by where pets live. Some differentiate by breed as pedigree pets and larger dogs cost more to treat. Pet insurance premiums for older pets are generally higher as claims are more likely. The excess may also vary by cover level, area and age of pet. It is important to shop around for quotes as insurers offer discounts for multiple pets and for pet insurance policies taken out online. Discounts for annual rather than monthly pet insurance are sometimes found.