Horse insurance is essential as the cost of veterinary fees continues to rise at more than 3 times the rate of inflation as treatment becomes more and more sophisticated. It helps protect you against the unexpected consequences of owning a horse or pony. Public liability cover is essential as a decision in the House of Lords means owners are now liable for any damage or injury caused by your horses regardless of whether you are negligent or not. Remember after purchasing a home or a car, a horse can be one of the most expensive purchases that many people make. Most of us protect our homes and cars with insurance so why should a horse or trailer be any different?
